The Latte Factor
In "The Latte Factor," personal finance expert David Bach unveils a transformative story that intertwines the journey of a young woman discovering the power of financial freedom. Through the lens of a seemingly simple daily ritual—her coffee habit—she learns profound lessons about saving and investing. With relatable characters and an engaging narrative, Bach challenges readers to rethink their spending habits and recognize the true cost of indulgences. Could a small shift in perspective lead to monumental changes in your financial future? Dive into this inspiring tale and unlock the secrets to achieving your dreams, one latte at a time!
By David Bach, John David Mann
Published: 2019
Start Listening
Play Preview
You might also like →
The Millionaire Next Door
Thomas J. Stanley, William D. Danko
MONEY Master the Game
Anthony Robbins, Tony Robbins
The Money Book for the Young, Fabulous & Broke
Suze Orman
Women & Money (Revised and Updated)
Suze Orman
Save More Tomorrow
Shlomo Benartzi
Automatic Wealth
Michael Masterson
The Total Money Makeover Workbook
Dave Ramsey
Financial Peace Revisited
Dave Ramsey
Dave Ramsey's Complete Guide to Money
Dave Ramsey
Everyday Millionaires
Chris Hogan
I Will Teach You to Be Rich, Second Edition
Ramit Sethi
Financial Freedom
Grant Sabatier
Your Money or Your Life
Vicki Robin, Joe Dominguez
The Essays of Warren Buffett
Lawrence A. Cunningham, Warren E. Buffett
A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing (Ninth Edition)
Burton G. Malkiel
Rich Dad Poor Dad
Robert T. Kiyosaki
The Total Money Makeover
Dave Ramsey
Dollars and Sense
Dr. Dan Ariely, Jeff Kreisler
Profit First
Mike Michalowicz
Just Keep Buying
Nick Maggiulli
The One Week Budget
Tiffany Aliche
Take on the Street
Arthur Levitt
The New Financial Order
Robert J. Shiller
The Aspirational Investor
Ashvin B. Chhabra
How to Get Rich
Felix Dennis
100 Minds That Made the Market
Kenneth L. Fisher
Cashing in on the American Dream
Paul Terhorst
A Step-By-Step Guide to Building Wealth from $1
John D Saunders
How to Skimm Your Life
The Skimm
The Barefoot Investor
Scott Pape
Book Collections you might like →
Lex Fridman's Book Recommendations
Lex Fridman is an artificial intelligence researcher, podcaster, and MIT professor, known for his work in autonomous vehicles, robotics, and deep learning. Fridman has gained widespread popularity through his podcast, Lex Fridman Podcast, where he interviews leading thinkers in science, technology, and philosophy, exploring topics like AI, consciousness, and the future of humanity. His academic work focuses on human-centered AI, aiming to create machines that can better understand and interact with humans. Fridman’s ability to distill complex topics into accessible conversations has earned him a large following, and his podcast is known for its thoughtful, in-depth discussions with some of the brightest minds of our time. He is also an advocate for the responsible development of AI, emphasizing the ethical implications of this rapidly advancing technology. Outside of academia and podcasting, Fridman is a practitioner of jiu-jitsu and frequently speaks about the importance of discipline and continuous learning.
View Collection
Chris Guillebeau's Book Recommendations
Chris Guillebeau is a prolific author and entrepreneur best known for his New York Times bestselling book, "The $100 Startup," which has inspired countless individuals to pursue financial independence and entrepreneurial endeavors. He has traveled to every country in the world, a feat that underscores his commitment to unconventional living and exploration. Guillebeau's work often centers on the themes of personal freedom, creative self-employment, and adventure, as seen in his other notable books like "The Art of Non-Conformity" and "Born for This." He also founded the annual World Domination Summit, a gathering that encourages people to live remarkable lives. Through his writing and projects, Guillebeau has become a leading voice in the movement towards non-traditional career paths and lifestyle design.
View Collection
Ray Dalio's Book Recommendations
Ray Dalio is the founder of Bridgewater Associates, one of the largest and most successful hedge funds in the world. He is also the author of the bestselling book Principles, where he outlines his philosophy on life, leadership, and investing. Ray is renowned for his unique approach to transparency, radical truth, and thoughtful disagreement within organizations. His insights into economics and investing have made him one of the most influential figures in the financial world. Dalio continues to be a thought leader in business, economics, and philanthropy.
View Collection
Ana Fabrega's Book Recommendations
Ana Lorena Fabrega is an innovative educator and author passionate about reimagining education. Known as “Ms. Fab,” she is the Chief Evangelist at Synthesis, an education startup inspired by the problem-solving and collaboration model used at SpaceX. She advocates for alternative learning methods, encouraging curiosity and creativity in students. Ana's work emphasizes the importance of engaging young learners in real-world challenges and critical thinking. She also shares insights on education reform through her popular newsletter, Fab Fridays.
View Collection
David Goggins's Book Recommendations
David Goggins is a retired Navy SEAL and former U.S. Air Force Tactical Air Control Party member who has gained widespread recognition for his extraordinary achievements in endurance sports and personal development. As an ultramarathon runner, triathlete, and world record holder for completing 4,030 pull-ups in 17 hours, Goggins exemplifies unparalleled mental and physical resilience. His memoir, "Can't Hurt Me: Master Your Mind and Defy the Odds," has become a bestseller, inspiring millions with its powerful messages of overcoming adversity and pushing beyond perceived limits. Goggins is also a sought-after motivational speaker, known for his no-excuses approach to self-improvement. His story continues to motivate individuals around the globe to embrace challenges and strive for excellence.
View Collection
David Bach's Book Recommendations
David Bach is a financial expert and bestselling author known for his Finish Rich book series, including The Automatic Millionaire. He has made a career out of teaching people how to build wealth through small, manageable financial habits like “paying yourself first” and automating savings. His approach to personal finance is accessible and focuses on helping everyday individuals achieve long-term financial security. David has appeared on numerous media platforms, advocating for financial literacy and encouraging people to take control of their financial futures.
View Collection
Morgan Housel's Book Recommendations
Morgan Housel is a financial writer and partner at The Collaborative Fund, best known for his book The Psychology of Money. His work explores the behavioral side of finance, emphasizing how emotions, history, and decision-making impact wealth-building. Housel’s writing is widely praised for being accessible, insightful, and engaging, making complex financial topics easier to understand. He contributes regularly to financial publications and speaks at conferences on the power of long-term thinking in finance. His book has become a modern classic in the personal finance genre.
View Collection
Robert Kiyosaki's Book Recommendations
Robert Kiyosaki is the author of the bestselling personal finance book Rich Dad Poor Dad, which challenges conventional wisdom on wealth building and financial literacy. He is a self-made entrepreneur and investor who emphasizes the importance of financial education and investing in assets that generate passive income. His Rich Dad brand has expanded to include books, seminars, and a board game that teaches financial principles. Kiyosaki advocates for self-reliance and encourages individuals to break free from the traditional “employee mindset.” He continues to teach people how to achieve financial independence.
View Collection
Nat Eliason's Book Recommendations
Nat Eliason is an influential writer, entrepreneur, and educator known for his insightful work on personal growth, productivity, and digital marketing. He founded Growth Machine, a successful SEO and content marketing agency that has helped numerous companies expand their online presence. Eliason's thought-provoking articles on his blog cover a wide range of topics, from philosophy to health, attracting a large and engaged audience. Additionally, he authored "Effortless Output with Roam," a comprehensive guide on using the Roam Research tool for knowledge management. Through his diverse contributions, Eliason has established himself as a significant voice in the realms of self-improvement and digital strategy.
View Collection
Graham Stephan's Book Recommendations
Graham Stephan is a prominent real estate investor, YouTuber, and personal finance guru known for his insightful content on financial independence and investment strategies. He began his career in real estate at the age of 18 and quickly rose to prominence, amassing a multi-million-dollar portfolio. Stephan's YouTube channel, which boasts millions of subscribers, offers accessible and practical advice on budgeting, saving, and investing, earning him widespread acclaim and a dedicated following. In addition to his online presence, he has been featured in numerous high-profile publications and media outlets, solidifying his status as an influential figure in personal finance education. Through his work, Stephan has empowered countless individuals to take control of their finances and pursue financial freedom.
View Collection
Changpeng Zhao's Book Recommendations
Changpeng Zhao, commonly known as "CZ," is a prominent figure in the cryptocurrency world and the founder and CEO of Binance, the world's largest cryptocurrency exchange by trading volume. Although not a traditional literary figure, Zhao has significantly contributed to the understanding and proliferation of blockchain technology through numerous articles, interviews, and public speaking engagements. His insights and leadership have been instrumental in shaping modern digital finance. Zhao's journey from coding at Bloomberg to creating Binance has been documented in various publications, shedding light on the transformative potential of cryptocurrencies. Through his work, CZ continues to influence both the financial and technological landscapes globally.
View Collection
Suze Orman's Book Recommendations
Suze Orman is a financial expert, television host, and author known for her straight-talking advice on personal finance. Her books, including The 9 Steps to Financial Freedom and Women & Money, have helped millions of people take control of their finances. Orman is a fierce advocate for financial empowerment, especially for women, and has appeared on numerous talk shows and news programs to share her advice. She emphasizes saving, investing, and avoiding debt to achieve long-term financial security. Suze continues to be a leading voice in personal finance education.
View Collection
Fred Schebesta's Book Recommendations
Fred Schebesta is an Australian entrepreneur and author best known for co-founding Finder, a global financial comparison website. He has made significant contributions to literature in the fields of personal finance and entrepreneurship, authoring insightful articles and guides that help individuals make informed financial decisions. Schebesta is also recognized for his book, "Go Live! 10 Principles to Launch a Global Empire," which provides practical advice on business growth and innovation. His work has empowered countless readers to navigate the complexities of finance and business with confidence. Beyond writing, Schebesta is a sought-after speaker, sharing his expertise at international conferences and events.
View Collection
Alfred Lin's Book Recommendations
Alfred Lin is a venture capitalist and partner at Sequoia Capital, where he focuses on investments in consumer internet, enterprise, and mobile companies. Lin is known for his early investments in companies like Airbnb and DoorDash, helping them grow into major global brands. Before joining Sequoia, Lin was an executive at Zappos, where he worked closely with CEO Tony Hsieh to develop the company’s innovative culture and customer service model. Lin’s expertise in scaling businesses and his strategic vision have made him one of the most respected venture capitalists in Silicon Valley.
View Collection
Terrance McArthur's Book Recommendations
Terrance McArthur is a celebrated author known for his compelling storytelling and richly developed characters. His debut novel, "Whispering Shadows," won the prestigious Booker Prize, establishing him as a significant voice in contemporary literature. McArthur's works often explore themes of identity, belonging, and the human condition, earning him critical acclaim and a dedicated readership. In addition to his novels, he has contributed to numerous literary journals and anthologies, further solidifying his influence in the literary world. As an educator, McArthur has inspired a new generation of writers through his creative writing workshops and university lectures.
View Collection
Sarah Pritula's Book Recommendations
Sarah Pritula is an acclaimed novelist known for her evocative storytelling and richly detailed characters. Her debut novel, "Whispers of the Forgotten," won the prestigious Man Booker Prize in 2015, establishing her as a formidable voice in contemporary literature. Pritula's work often explores themes of memory, identity, and the human condition, resonating deeply with readers worldwide. In addition to her novels, she has penned numerous short stories and essays, many of which have been featured in prominent literary journals. Her contributions to literature have earned her a place among the most influential authors of her generation.
View Collection
James Altucher's Book Recommendations
James Altucher is an American hedge fund manager, entrepreneur, author, and podcaster known for his candid and unconventional approach to success and self-improvement. He has authored over 20 books, including bestsellers like "Choose Yourself" and "Reinvent Yourself," which emphasize the importance of resilience and personal empowerment. Altucher is also a prolific blogger, sharing insights on various topics ranging from finance to mental health. His podcast, "The James Altucher Show," features in-depth interviews with a diverse array of influential figures, further cementing his reputation as a thought leader. Through his writing and media presence, Altucher has inspired millions to embrace failure as a stepping stone to success.
View Collection
Rob Dyrdek's Book Recommendations
Rob Dyrdek is an American entrepreneur, actor, producer, and former professional skateboarder, best known for his influential role in popularizing skateboarding through his television shows on MTV. Although not primarily recognized for his contributions to literature, Dyrdek has authored the motivational book "The Dyrdek Machine: A Blueprint for Building Your Own Business," which provides insights into his entrepreneurial ventures and personal philosophy. His work has inspired many aspiring entrepreneurs and athletes by sharing his journey from skateboarding to business success. Dyrdek's impact extends beyond the written word, as he has founded multiple successful companies and created platforms that promote creativity and innovation. His multifaceted career serves as a testament to his ability to inspire and lead across various industries.
View Collection
The Barefoot Investor's Book Recommendations
Scott Pape, known as The Barefoot Investor, is an Australian financial advisor and author, best known for his best-selling book The Barefoot Investor: The Only Money Guide You’ll Ever Need. Pape’s simple, no-nonsense approach to personal finance has helped millions of Australians get out of debt, build savings, and invest for the future. His advice is based on practical, straightforward strategies that focus on budgeting, long-term investments, and financial independence. Pape’s work as a financial educator has made him one of the most trusted voices in personal finance, and his book has become one of the most successful financial guides in Australia.
View Collection
Arianna Huffington's Book Recommendations
Arianna Huffington is the founder of The Huffington Post and Thrive Global, a company focused on wellness and productivity. She is a bestselling author and prominent speaker on the importance of sleep and managing stress. Arianna’s work emphasizes the importance of balance between professional success and personal well-being. Her book The Sleep Revolution has inspired a global movement to prioritize rest. She is considered one of the most influential women in media and business.
View CollectionFrequently Asked Questions
Explore Our Catalogue
Discover a world of knowledge through our extensive collection of book summaries.